Certificate in Mortgage Advice and Practice (CeMAP) refers to the financial advice exam held by 80% of mortgage advisors in the UK and is hence considered the benchmark exam for the mortgage advice industry.
To attain this certification, a candidate must pass a series of three examinable modules:
- CeMAP 1 – UK Financial Regulation
- CeMAP 2 - Mortgages
- CeMAP 3 – Assessment of Mortgage Advice Knowledge
The CeMAP qualification meets requirements set by the Financial Services Skills Council (FSSC).
There is also an Advanced Certificate in Mortgage Advice and Practice (Adv CeMAP), which CeMAP holders may later take.
Famous quotes containing the words certificate, mortgage, advice and/or practice:
“God gave the righteous man a certificate entitling him to food and raiment, but the unrighteous man found a facsimile of the same in God’s coffers, and appropriated it, and obtained food and raiment like the former. It is one of the most extensive systems of counterfeiting that the world has seen.”
—Henry David Thoreau (1817–1862)
“The mortgage is still in our name but, increasingly, the house is theirs. One diaper, one vote.”
—Fred G. Gosman (20th century)
“To make advice agreeable, try paradox or rhyme.”
—Mason Cooley (b. 1927)
“The classroom, with all its limitations, remains a location of possibility. In that field of possibility we have the opportunity to labor for freedom, to demand of ourselves and our comrades, an openness of mind and heart that allows us to face reality even as we collectively imagine ways to move beyond boundaries, to transgress. This is education as the practice of freedom.”
—bell hooks (b. c. 1955)