Insurance Issues
Immunotherapy is one of the least-covered areas under most insurance plans. In the USA, sublingual immunotherapy is considered an "off-use" practice and is not approved by the FDA and therefore not covered by almost all insurers. Most insurers only cover immunotherapy if it is considered "medically necessary." The criteria for necessity generally require a history of allergic asthma, stinging insect allergy, and or severe reactivity. In the UK, injection immunotherapy is only covered for severe allergies and never for multiple allergies. For many government programs, including Healthy San Francisco, immunotherapy is not covered under any circumstances, including severe chronic asthma. Quality-of-life allergic rhinitis such as seasonal allergies, pet dander allergies often remain uncovered and undiagnosed.
Read more about this topic: Allergen Immunotherapy
Famous quotes containing the words insurance and/or issues:
“Women hock their jewels and their husbands’ insurance policies to acquire an unaccustomed shade in hair or crêpe de chine. Why then is it that when anyone commits anything novel in the arts he should be always greeted by this same peevish howl of pain and surprise? One is led to suspect that the interest people show in these much talked of commodities, painting, music, and writing, cannot be very deep or very genuine when they so wince under an unexpected impact.”
—John Dos Passos (1896–1970)
“Your toddler will be “good” if he feels like doing what you happen to want him to do and does not happen to feel like doing anything you would dislike. With a little cleverness you can organize life as a whole, and issues in particular, so that you both want the same thing most of the time.”
—Penelope Leach (20th century)